Home Affordability Calculator | Mortgage Budget Planner

Discover how much house you can afford based on your income, expenses, and down payment. Factor in property taxes, insurance, and interest rates for accurate planning.

Your Financial Details

Your total monthly income before tax

Include rent, utilities, groceries, etc.

Total of all current loan payments

Amount you can pay upfront (min. 20% recommended)

Loan Parameters

%

Current home loan rates: 6.5% - 11.5%

Typical tenures: 10, 15, 20, 25 or 30 years

Location affects property rates and loan terms

Your Home Affordability

Fill in your details to see results

Enter information in the form and click "Calculate Affordability"