Home Affordability Calculator | Mortgage Budget Planner
Discover how much house you can afford based on your income, expenses, and down payment. Factor in property taxes, insurance, and interest rates for accurate planning.
Your Financial Details
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Your total monthly income before tax
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Include rent, utilities, groceries, etc.
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Total of all current loan payments
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Amount you can pay upfront (min. 20% recommended)
Loan Parameters
%
Current home loan rates: 6.5% - 11.5%
Typical tenures: 10, 15, 20, 25 or 30 years
Location affects property rates and loan terms
Your Home Affordability
Fill in your details to see results
Enter information in the form and click "Calculate Affordability"